AI Agents in Production: ROI and Governance in 2026
Median ROI of 171%, but only 1 in 9 companies moved beyond pilot. What separates test from production and how to scale an AI agent with governance.
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AI Law in Spain: AESIA, Obligations and the Lesson for Brazil
Spain passed its AI law in May 2026. Understand AESIA, high-risk obligations, and what changes for those selling software to the EU.
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Automatic Pix: What Changes in Recurring Billing in 2026
Automatic Pix arrived in 2026 and changes recurring billing for SMEs: debit without a card, fewer failures, and cleaner reconciliation. See what to do.
Cleverson Gouvêa
AI Regulation in the United States: The 2026 Map
Federal voluntary executive order vs. mandatory state laws: what changes for Brazilian companies selling in the US in 2026.
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AI Growth Lab: The UK's Bet on AI and Chips
The UK launched the AI Growth Lab, a sandbox to test AI with flexible rules, and £1.1 billion in chips. See the model and the opportunity.
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Tesouro Direto: Best Rates in Years and How to Invest
Real interest above 8% per year hasn't been seen since 2011. Understand why Tesouro Direto is shining again and what to look for before investing.
Cleverson Gouvêa
UK ISA Tax: The 22% Rate in 2027
The UK ends over a decade of full ISA exemption: cash sitting in a Stocks and Shares ISA will be taxed at 22% in 2027.
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Xfinity Outage: Lessons in Service Continuity
The Xfinity outage took down TV, internet, and even the support phone line. See what Comcast's failure teaches about not relying on a single channel.
Cleverson Gouvêa
Price Anchoring: The Lesson from Santander's 8% Savings Account
Santander launched a savings account that screams 8% — but the effective rate is half that. The price anchoring lesson behind the headline and how to apply it.
Cleverson Gouvêa